A Study on the Challenges and Strategies in Providing Affordability Housing for the Middle Income Group People

Ngoi, Li Hua (2020) A Study on the Challenges and Strategies in Providing Affordability Housing for the Middle Income Group People. Final Year Project (Bachelor), Tunku Abdul Rahman University College.

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Abstract

Affordable housing can be determine as houses which are targeted to the populations which are unable to purchase houses like others and could not afford the house in the pricing RM300,000 and above. The scheme of providing assistance for housing to improve housing affordability for the lower income earners are success but unfortunately the middle income earners are left out. The purpose of this study will also bring out the solution to encourage sustainable development of the affordable housing to ensure the supply meet the demand of the people. Therefore, to determine the issue and problem solving, this research study will determine the issue facing by the medium income group, developers and solutions agreed by the medium income group and developers in providing affordable housing. The methodologies that will be applied for this research is starts with using literature review to identify the issue facing by the medium income group and developers and identify strategies in solving the above issue. The questionnaire survey will be conducted to collect the data from the respondent and the data will be analysed using Cronbach‟s Alpha analysis and Descriptive analysis. The findings for the first objective indicate that the most agreed issue causing the medium income group who could not afford a house such as the price of the house is too expensive, financial constraint and imperfect government policy. However, the findings for second objective indicate that the most agreed issue causing the developers are not active in providing affordable housing such as providing quality affordable housing, labour force and raw material. Next, the findings for the third objective indicate that the most agreed strategies in providing affordable housing such as offering quality affordable houses, increase access to affordable housing for the medium income group and offer tax incentive for affordable housing.